Multi-Life, Inc.

  Marketers of: Group - Life - Health - Disability

A Brokerage Firm Serving the Insurance Needs of Agents and Companies Throughout the Southeast  

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American Health Centers

Open Enrollment Ends at Midnight on December 31, 2005

Benefits Offered

Group Medical

 

Group Medical Outline of Benifits
 
Calendar Year Deductible
PPO Provider
  
  Per Covered Person $ 300.00
  Per Family (aggregate) $ 600.00
Non-PPO Provider
  
  Per Covered Person $ 600.00
  Per Family (aggregate) $ 900.00
     
Percentage Payable for Covered Expenses
  PPO Provider 80%
  Non PPO Provider 60%
     
Physician Office Visit
  PPO Provider $ 20 per visit
  Non PPO Provider 60%
     
Emergency Room
  $ 50 then 80%
  Non Emergency 60%
     
Prescription Drug Program
  Walk In 80% after Ded.
Deductible
   
  Per Covered Person $ 50
  Per Family $ 100
     
Maximum Out of Pocket
PPO Provider
   
  Per Covered Person $ 2,500
  Per Covered Family $ 7,500
Non PPO Provider
   
  Per Covered Person $ 7,500
  Per Covered Family $ 22,500

 

Pre-existing Conditions apply. A Pre-existing condition is a condition for which medical advice, diagnosis, care or treatment was recommended or received within the 6 month period ending on the person's enrollment date. Pregnancy will not be considered a Pre-existing condition. The Pre-existing Condition limitation period will be reduced by the number of days of a person's Creditable Coverage.

This is an outline of benefits only. Please refer to the Summary Plan Description for a detailed benefit description of coverage.

Voluntary Universal Life Insurance is available to Employees and their families.

Click Here for Rates

 

 

Group Voluntary Dental
Per Covered Person
$ 50.00
  
       
 
Type I Dental Services
100%
 
 

Oral Evaluations, Fluoride treatment, Sealants, Prophylaxis.

 
       
 
Type II
80%
 
 

Diagnostic, Minor Restoration, Oral Surgery

 
       
 
Type III
50%
 
 

Complex Surgery, Endodontics, Periodontics, Major Restoration

 
       
 
Type IV
50%
 
 

Orthodontics are limited to a child under 18.

 
       
 
Type I, II, III
 
  Maximum Benefit Per Calendar Year
$ 1,000
 
       
 
Type IV
  
 
Orthodontic Services Maximum Overall Benefit
$ 1,000
 
This is an outline of benefits only. Please refer to the Summary Plan Description for a detailed benefit description of coverage.

 

Click Here for Rates